{"id":5701,"date":"2022-09-16T10:41:00","date_gmt":"2022-09-16T10:41:00","guid":{"rendered":"https:\/\/www.consultants-immobilier.com\/?page_id=5701"},"modified":"2025-12-15T17:04:56","modified_gmt":"2025-12-15T17:04:56","slug":"life-annuity","status":"publish","type":"page","link":"https:\/\/www.consultants-immobilier.com\/en\/life-annuity\/","title":{"rendered":"Consultants Immobilier Life annuity"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1662026284520{background-image: url(https:\/\/www.consultants-immobilier.com\/wp-content\/uploads\/2022\/09\/AdobeStock_306970556-scaled.jpeg?id=5575) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;override_left&#8221;][vc_column css=&#8221;.vc_custom_1657728499249{padding-right: 15px !important;padding-left: 15px !important;}&#8221;][\/vc_column][\/vc_row][vc_row el_class=&#8221;override_pos&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1662026446228{background-color: #e4e4e4 !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;Life annuity&#8221; font_container=&#8221;tag:h1|text_align:center|color:%23040e31&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1765818245495{padding-right: 20px !important;padding-bottom: 30px !important;padding-left: 20px !important;}&#8221; el_class=&#8221;relative_pos&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1657728686018{background-color: #ffffff !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1657729025649{padding-left: 25px !important;}&#8221;][vc_column_text]<span style=\"color: #b09f6b;\">CONSULTANTS IMMOBILIER Life annuity<\/span> support its clients in the optimization of their patrimonial situation (improvement of the purchasing power, realization of life projects&#8230;), or the purchasers-investors in the search of profitability.[\/vc_column_text][vc_column_text]<\/p>\n<h2>Life annuity ? A relevant solution for the times !<\/h2>\n<p>After retirement, income decreases significantly while daily expenses often continue to increase: generally owners of their main residence, people who have left the workforce often lack sufficient liquidity to meet their needs and those of their family, friends, or relatives (among others).<\/p>\n<p>Therefore, three tailor-made solutions are available to them:[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][sgi_vc_agencies_index][sgi_vc_bloc_illu sgi_vc_bloc_illu_title=&#8221;Bare ownership sale&#8221; sgi_vc_bloc_illu_subtitle=&#8221;Payment of a single lump sum (which can represent up to 80% of the market value of the property). The seller can thus continue to live at home for the rest of his life without changing his habits and while benefiting from an immediate and important capital.&#8221; sgi_vc_bloc_illu_page=&#8221;url:https%3A%2F%2Fwww.consultants-immobilier.com%2Fen%2Flife-annuity%2Fbare-ownership%2F|title:Know%20more&#8221; sgi_vc_bloc_illu_image=&#8221;5730&#8243;][sgi_vc_bloc_illu sgi_vc_bloc_illu_title=&#8221;Occupied life annuity&#8221; sgi_vc_bloc_illu_subtitle=&#8221;The seller continues to occupy his property, with the immediate payment of a bouquet (sum which is paid, in cash, in one go on the day of the sale) and a monthly annuity for life.&#8221; sgi_vc_bloc_illu_page=&#8221;url:https%3A%2F%2Fwww.consultants-immobilier.com%2Fen%2Flife-annuity%2Foccupied-life-annuity%2F|title:know%20more&#8221; sgi_vc_bloc_illu_image=&#8221;5732&#8243;][sgi_vc_bloc_illu sgi_vc_bloc_illu_title=&#8221;Freehold life annuity&#8221; sgi_vc_bloc_illu_subtitle=&#8221;Payment of a bouquet and an annuity for life, but the seller no longer has the use of his property unlike the occupied life annuity&#8221; sgi_vc_bloc_illu_page=&#8221;url:https%3A%2F%2Fwww.consultants-immobilier.com%2Fen%2Flife-annuity%2Ffree-life-annuity%2F|title:Know%20more&#8221; sgi_vc_bloc_illu_image=&#8221;5728&#8243;][\/sgi_vc_agencies_index][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1662028943315{background-color: #040e31 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;bordergrey&#8221;][vc_column css=&#8221;.vc_custom_1657896321967{background-color: #efefef !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_row_inner][vc_column_inner][vc_column_text]<\/p>\n<h2>The bare ownership sale allows you to<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<span style=\"font-weight: bold; color: #a4813e;\">Organize your succession<\/span>. Optimize your taxation and free yourself from the management of your real estate assets&#8230;<\/p>\n<p><span style=\"font-weight: bold; color: #a4813e;\">Streamline legacy management<\/span>. Avoid a future situation of undivided ownership for your heirs and beneficiaries<\/p>\n<p><span style=\"font-weight: bold; color: #a4813e;\">Increase <\/span>your purchasing power and enjoy life<\/p>\n<p><span style=\"font-weight: bold; color: #a4813e;\">Protect <\/span>your spouse in case of an accident[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<span style=\"font-weight: bold; color: #a4813e;\">Making donations <\/span>to your children, grandchildren, relatives or associations<\/p>\n<p><span style=\"font-weight: bold; color: #a4813e;\">Financing <\/span>a solution for assistance or maintenance at home<\/p>\n<p><span style=\"font-weight: bold; color: #a4813e;\">Benefit <\/span>from a capital and induced complementary income<\/p>\n<p><span style=\"font-weight: bold; color: #a4813e;\">Pay off <\/span>your debts and clear your loans[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_single_image image=&#8221;6069&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h2>Consultants immobilier answers all your questions about life annuity<\/h2>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/4&#8243; el_class=&#8221;viagimg2&#8243;][vc_single_image image=&#8221;5903&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243; el_class=&#8221;viagimg3&#8243;][sgi_vc_ucontact u_email=&#8221;d.chouraki@consultantsimmobilier.com&#8221;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1662026284520{background-image: url(https:\/\/www.consultants-immobilier.com\/wp-content\/uploads\/2022\/09\/AdobeStock_306970556-scaled.jpeg?id=5575) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;override_left&#8221;][vc_column css=&#8221;.vc_custom_1657728499249{padding-right: 15px !important;padding-left: 15px !important;}&#8221;][\/vc_column][\/vc_row][vc_row el_class=&#8221;override_pos&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1662026446228{background-color: #e4e4e4 !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;Life annuity&#8221; font_container=&#8221;tag:h1|text_align:center|color:%23040e31&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1765818245495{padding-right: 20px !important;padding-bottom: 30px !important;padding-left: 20px !important;}&#8221; el_class=&#8221;relative_pos&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=&#8221;.vc_custom_1657728686018{background-color: #ffffff !important;}&#8221;][vc_column_inner css=&#8221;.vc_custom_1657729025649{padding-left: 25px !important;}&#8221;][vc_column_text]CONSULTANTS IMMOBILIER Life annuity support its clients in the optimization of their patrimonial situation (improvement of [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":5576,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5701","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.7 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The life annuity, a solution of tranquility<\/title>\n<meta name=\"description\" content=\"What are the benefits of a life annuity sale: financing, donation, succession. 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