{"id":13668,"date":"2026-02-13T09:40:22","date_gmt":"2026-02-13T09:40:22","guid":{"rendered":"https:\/\/www.consultants-immobilier.com\/?page_id=13668"},"modified":"2026-02-13T10:50:02","modified_gmt":"2026-02-13T10:50:02","slug":"security-deposit","status":"publish","type":"page","link":"https:\/\/www.consultants-immobilier.com\/en\/investment-guides\/rental-investment\/security-deposit\/","title":{"rendered":"Security deposit"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1670852810251{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;back_div&#8221;][vc_column css=&#8221;.vc_custom_1657728499249{padding-right: 15px !important;padding-left: 15px !important;}&#8221;][vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJteV9iYWNrX2J1dHRvbiUyMiUzRSUwQSUwOSUwOSUwOSUwOSUwOSUwOSUzQ2ElMjBocmVmJTNEJTIyaHR0cHMlM0ElMkYlMkZ3d3cuY29uc3VsdGFudHMtaW1tb2JpbGllci5jb20lMkZlbiUyRnByb3BlcnR5LWd1aWRlcyUyRiUyMiUzRSUzQyUyMEJhY2slMjB0byUyMHByb3BlcnR5JTIwZ3VpZGVzJTNDJTJGYSUzRSUwQSUwOSUwOSUwOSUwOSUwOSUzQyUyRmRpdiUzRWE=[\/vc_raw_html][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1770975479499{background-image: url(https:\/\/www.consultants-immobilier.com\/wp-content\/uploads\/2026\/02\/depot.jpg?id=13669) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;override_left&#8221;][vc_column css=&#8221;.vc_custom_1657728499249{padding-right: 15px !important;padding-left: 15px !important;}&#8221;][\/vc_column][\/vc_row][vc_row el_class=&#8221;override_pos&#8221;][vc_column][vc_row_inner css=&#8221;.vc_custom_1662026446228{background-color: #e4e4e4 !important;}&#8221;][vc_column_inner][vc_custom_heading text=&#8221;What is the difference between a security deposit and a guarantor?&#8221; font_container=&#8221;tag:h1|font_size:37|text_align:center|color:%23040e31&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1770975821531{padding-right: 20px !important;padding-bottom: 30px !important;padding-left: 20px !important;}&#8221; el_class=&#8221;relative_pos&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; el_class=&#8221;firstblock guide-wrapper-row vc_row-o-equal-height vc_row-flex&#8221; css=&#8221;.vc_custom_1765897502487{background-color: #ffffff !important;}&#8221;][vc_column_inner width=&#8221;4\/5&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;resume_block&#8221;][\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;content_block&#8221;]<\/p>\n<h2>Security deposit and guarantor: two concepts not to be confused<\/h2>\n<p><span style=\"font-weight: 400;\">As you know, a <\/span><a href=\"https:\/\/www.consultants-immobilier.com\/en\/investment-guides\/rental-investment\/residential-lease\/\"> <span style=\"font-weight: 400;\">residential lease is a rental contract for a property<\/span><\/a><span style=\"font-weight: 400;\"> signed between the owner on one side and the tenant on the other. In this context, the landlord is entitled to require two things from the future tenant before they move into the property: consent to a security deposit and the provision of a guarantor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Distinguishing between them is essential to fully understand the rights and obligations of each party. In practice, a landlord may require both a security deposit and a guarantor, provided applicable rules are respected. For tenants, understanding this difference helps anticipate the amounts to be paid and the commitments required at the time of renting.<\/span><\/p>\n<h2>What is a security deposit?<\/h2>\n<p><span style=\"font-weight: 400;\">The security deposit is a sum paid by the tenant when signing the lease agreement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The amount held as a deposit is not intended to cover routine unpaid rent, but to compensate for:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">any damage caused to the rented property,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">outstanding charges at the end of the lease,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">or breaches identified when the property is returned.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Throughout the duration of the lease, this deposit remains the tenant\u2019s property. Once the contract ends, it must be returned within the legal timeframe, minus any amounts lawfully retained and duly justified by the landlord.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Its amount is regulated by law and depends in particular on the type of rental (unfurnished or furnished). It therefore constitutes a strictly regulated financial safeguard.<\/span><\/p>\n<h2>What is a guarantor?<\/h2>\n<p><span style=\"font-weight: 400;\">The guarantor operates on a different principle. It is not a sum paid in advance, but a commitment made by a third party, known as the guarantor, who agrees to step in for the tenant in the event of non-payment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This commitment takes the form of a <\/span><a href=\"https:\/\/www.consultants-immobilier.com\/en\/investment-guides\/rental-investment\/joint-and-severa\u2026rantee-agreement\/\"> <span style=\"font-weight: 400;\">joint and several guarantee agreement<\/span><\/a><span style=\"font-weight: 400;\"> or a simple guarantee, whereby the guarantor undertakes to pay rent, charges, and any other sums due if the tenant defaults. The guarantor therefore represents a personal guarantee based on the financial solvency of a third party rather than on a blocked sum.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Unlike the security deposit, the guarantor\u2019s commitment is not limited by the lease duration alone. It may be activated at any time if the tenant fails to meet contractual obligations.<\/span><\/p>\n<h2>How does the security deposit work?<\/h2>\n<p><span style=\"font-weight: 400;\">The security deposit is collected by the landlord when the lease is signed and before the tenant moves in, and it is retained throughout the tenancy. Its amount is equal to one month\u2019s rent excluding charges for an unfurnished rental, and two months\u2019 rent excluding charges for a furnished property, as provided by the law of 6 July 1989.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The landlord may not use it freely or retain it without justification: its use is strictly regulated and limited to specific situations, including damage, unadjusted charges, or sums remaining due after the tenant\u2019s departure. Any deduction must be duly justified.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At the end of the lease, the deposit is returned after comparing the <\/span><a href=\"https:\/\/www.consultants-immobilier.com\/en\/investment-guides\/rental-investment\/property-inventory-report-practical-advice-for-tenants-and-landlords\/\"><span style=\"font-weight: 400;\">move-in inventory<\/span><\/a><span style=\"font-weight: 400;\"> with the move-out inventory. Two situations may arise:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If no issues are identified, the full amount must be returned to the tenant within the legal timeframe. Payment must be made no later than two months after the tenant\u2019s departure, starting from the return of the keys.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If deductions are made, the landlord must justify each amount retained with precise documentation, such as invoices or estimates. The security deposit cannot serve as a penalty, and the landlord may not retain it without valid grounds.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It is therefore important to know how to <\/span><a href=\"https:\/\/www.consultants-immobilier.com\/en\/investment-guides\/rental-investment\/property-inventory-report-practical-advice-for-tenants-and-landlords\/how-to-carry-out-a-move-out-property-inspection\/\"> <span style=\"font-weight: 400;\">carry out a thorough move-out inspection<\/span><\/a><span style=\"font-weight: 400;\"> to limit the risk of disputes and legal proceedings.<\/span><\/p>\n<h2>How does a guarantor work?<\/h2>\n<p><span style=\"font-weight: 400;\">A guarantor is based on a personal commitment made by a third party, distinct from the tenant, who agrees to assume the financial obligations provided for in the event of default. This commitment is formalized through a signed document at the time of letting or when the lease is executed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are two types of guarantor:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A joint and several guarantor allows the landlord to request payment directly from the guarantor in the event of unpaid amounts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A simple guarantor requires the landlord to first attempt recovery from the tenant before calling upon the guarantor.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The guarantor\u2019s commitment applies for the duration specified in the contract. It may be time-limited or cover all sums due until the end of the lease, depending on the terms of the signed agreement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Clearly distinguishing the security deposit from the guarantor makes it easier to approach a rental with clear reference points and helps prevent misunderstandings between tenant and landlord. These two mechanisms follow different legal logics but pursue the same objective: securing the lease agreement in the interest of both parties and providing stronger protection for the landlord.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For any rental project, it is advisable to seek support from professionals, particularly a real estate agency specializing in property management: this is an essential asset for securing the transaction and establishing the foundations of a smooth relationship between landlord and tenant.<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243; el_id=&#8221;summary_column&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Discover the key differences between a security deposit and a guarantor to secure your rental.<\/p>\n","protected":false},"author":6,"featured_media":13670,"parent":10816,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"single-guide.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-13668","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Security deposit vs. guarantor: understanding their key differences<\/title>\n<meta name=\"description\" content=\"Discover the key differences between a security deposit and a guarantor to secure your rental.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.consultants-immobilier.com\/en\/wp-json\/wp\/v2\/pages\/13668\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Security deposit\" \/>\n<meta property=\"og:description\" content=\"De l\u2019estimation \u00e0 la signature de l\u2019acte de vente, d\u00e9couvrez les 7 \u00e9tapes de la vente d\u2019un bien immobilier. 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